Haywood County property record for 247 Charles St, Clyde, NC 28721
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1950 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 2022) |
| Tax Bill | $211 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8637-62-5131 |
| Primary APN | 8637-62-5131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Heated Area |
| Gross Area | 1,121 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 273253 |
|---|---|
| Street Address | 267 CHARLES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7458 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CC1 |
| Legal Description | 267 CHARLES ST |
| Legal Subdivision | TERRY E & SHEILA P HALL |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 920502 |
247 Charles St, residential vacant land, is owned and occupied by an individual who bought it in June 2022.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 267 CHARLES ST, CLYDE, NC 28721-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC |
| Jun 1, 2022 | Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 24, 2020 | Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Jun 24, 2020 |
| Deed Document Number | 20225987 |
| Deed Book / Page | 1064 / 913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 267 CHARLES ST, CLYDE, NC 28721-7458 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 247 CHARLES ST, CLYDE, NC 28721 |
| Document Number | 0010932045 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 1093/2045 |
| Instrument | 2023007732 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 267 CHARLES ST, CLYDE, NC 28721-7458 |
| Document Number | 0010640913 |
| Book / Page | 1064 / 913 |
| Map Reference | MB 774 PG 399 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022005987 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1559 S MAIN ST, WAYNESVILLE, NC 28786-2155 |
| Name | Verified Name |
|---|---|
| Address | 267 CHARLES ST, WAYNESVILLE, NC 28786 |
| Document Number | 0010640916 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1064-0916 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 24, 2020 |
| Property Address | 247 CHARLES ST, CLYDE, NC 28721 |
| Document Number | 0010001122 |
| Book / Page | 001000 / 001122 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 5780 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 1559 S MAIN ST WAYNESVILLE NC 287862155, WAYNESVILLE, NC 28786-2155 |
The 2025 property tax bill for 247 Charles St was $211.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,100 (-59.82%) Land $13,100 | ||
| 2025 | $211.00 | $32,600 Land $13,100 Building $19,500 | $13,100 Land $13,100 |
| 2023 | $81,100 Land $13,100 Building $68,000 | $81,100 Land $13,100 Building $68,000 | |
| 2021 | $81,100 Land $13,100 Building $68,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 247 Charles St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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