65 Centre St, Unit 21, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 65 Centre St, Unit 21, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 606 sqft · built 2005
Lot Size	0.776 acres (33,789 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jul 2018)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:038 L:265 S:018-020`

Property Details

APN / Parcel Number

Primary APN	`B:038 L:265 S:018-020`
Alternative APN	`LYNN M:038 B:265 L:018 S:020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	606 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,789 sqft (0.776 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	65 CENTRE ST, 21
City	LYNN
State	MA
Zip	01905-2254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Block	265
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2010
Census Tract	206000

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 CENTRE ST, 21, LYNN, MA 01905-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 30, 2018	Deed, Transfer SAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	65 CENTRE ST UNIT 21, 21, LYNN, MA 01905-2254
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040124-222
Date	Jul 29, 2021
Book Page	40124/222
Instrument	20210729000070

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNN MA
Recording Date	Jul 30, 2018
Property Address	65 CENTRE ST UNIT 21, 21, LYNN, MA 01905-2254
Document Number	36900-171
Book / Page	36900 / 171
Instrument	180730005460
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CENTRE ST UNIT 21, 21, LYNN, MA 01905-2254
Investor	Possibly a Property Investor

Mortgage

Document Number	369000174
Date	Jul 30, 2018
Instrument	36900/0174

Lender

Name	SAGE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+7%)	$265,600 (+8.72%) Building $265,600	$285,760
2024	$2,572.00 (+3.13%)	$244,300 (+9.21%) Building $244,300
2023	$2,494.00	$223,700 Building $223,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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