65 Centre St, Unit 15, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 65 Centre St, Unit 15, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 739 sqft · built 2005
Lot Size	0.776 acres (33,789 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2025)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:038 L:265 S:018-014`

Property Details

APN / Parcel Number

Primary APN	`B:038 L:265 S:018-014`
Alternative APN	`LYNN M:038 B:265 L:018 S:014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	24 Units
Stories	3 Stories
Building Area	739 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,789 sqft (0.776 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	65 CENTRE ST, 15
City	LYNN
State	MA
Zip	01905-2254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Block	265
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2010
Census Tract	206000

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 CENTRE ST, 15, LYNN, MA 01905-2254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Condominium Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jan 19, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 1, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Book / Page	42971 / 275
Record Updated	Oct 29, 2026

September 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Sep 26, 2025
Property Address	65 CENTRE ST UNIT 15, 15, LYNN, MA 01905-2254
Document Number	042971-275
Book / Page	42971 / 275
Instrument Date	Sep 26, 2025
Instrument	20250926002280
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CENTRE ST UNIT 15, 15, LYNN, MA 01905-2254

Mortgage

Document Number	20250926002290
Date	Sep 26, 2025
Instrument	20250926002290

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Jan 19, 2022
Property Address	65 CENTRE ST UNIT 15, 15, LYNN, MA 01905-2254
Document Number	040665-571
Book / Page	40665 / 571
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CENTRE ST, LYNN, MA 01905-2231

Mortgage

Document Number	0040665574
Date	Jan 19, 2022
Instrument	40665/574

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	65 CENTRE ST UNIT 15, 15, LYNN, MA 01905-2254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38093-443
Date	Dec 6, 2019
Book Page	38093/443
Instrument	20191206006350

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 1, 2017
Property Address	65 CENTRE ST UNIT 15, 15, LYNN, MA 01905-2254
Document Number	35835-243
Book / Page	035835 / 000243
Instrument Date	Apr 20, 2017
Instrument	1705010253
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 CENTRE ST #15 LYNN MA 019052254, 15, LYNN, MA 01905-2254

Mortgage

Document Number	35835-246
Date	May 1, 2017
Book Page	035835/000246
Instrument	1705010254

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+6.81%)	$307,200 (+8.55%) Building $307,200	$327,940
2024	$2,980.00 (+2.37%)	$283,000 (+8.39%) Building $283,000
2023	$2,911.00	$261,100 Building $261,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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