Bergen County and Closter Borough property record for 63 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,782 sqft · built 1969 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $810,000 (Oct 2005) |
| Tax Bill | $16,978 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00403-0000-00027 |
| Primary APN | 07-00403-0000-00027 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,782 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 110 ft wide |
| Old Parcel Number | 0700253000000010E |
|---|---|
| Street Address | 63 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.46 AC |
| Legal Block | 403 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 63 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SPENCER SAVINGS BANK |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2005 · Amount on Record |
| Deed Sale | Oct 6, 2005 · Amount on Record |
| Deed Book / Page | 8922 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 63 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 63 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0050970063 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 5097/63 |
| Instrument | 2023065033 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 7, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 63 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032800798 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 3280/798 |
| Instrument | 19-041286 |
| Name | SPENCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 63 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0033001381 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 63 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013 |
| Document Number | 0033001381 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 003300/001381 |
| Instrument | 47034 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,900 (+8.48%) Land $432,200 Building $456,700 | $888,900 (+8.48%) Land $432,200 Building $456,700 | |
| 2025 | $16,978.00 (+1.53%) | $819,400 (+6.31%) Land $426,900 Building $392,500 | $819,400 (+6.31%) Land $426,900 Building $392,500 |
| 2024 | $16,722.00 (+5.53%) | ||
| 2023 | $770,800 Land $403,100 Building $367,700 | $770,800 Land $403,100 Building $367,700 | |
| 2022 | $15,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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