65 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 65 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,198 sqft · built 2017
Lot Size	0.338 acres (14,754 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (May 2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024100A B 02800`

Property Details

APN / Parcel Number

Primary APN	`024100A B 02800`
Alternative APN	`100A B 02800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,754 sqft
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 28 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	28
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	60404

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2860 BARTLETT RD STE 6, 6, BARTLETT, TN 38134-4566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN CAPITAL GROUP
Sep 2, 2020	Warranty Deed, Transfer RIVER BLUFF TITLE LLC
Jan 19, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	25002700
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	May 5, 2025
Property Address	65 BREEZY LOOP, OAKLAND, TN 38060-4423
Document Number	0000002700
Map Reference	MB 9 PG 58
Instrument Date	Apr 30, 2025
Instrument	25002700
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 BARTLETT RD STE 6, 6, BARTLETT, TN 38134-4566

Mortgage

Document Number	0000002701
Date	May 5, 2025
Instrument	25002701

Lender

Name	HOMETOWN CAPITAL GROUP
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Sep 2, 2020
Property Address	65 BREEZY LOOP, OAKLAND, TN 38060-4423
Document Number	0000006726
Instrument Date	Aug 31, 2020
Instrument	6726
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BREEZY LOOP OAKLAND TN 380604423, OAKLAND, TN 38060-4423

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Jan 19, 2018
Property Address	65 BREEZY LOOP, OAKLAND, TN 38060-4423
Document Number	0000000313
Map Reference	MB 9 PG 58
Instrument Date	Jan 16, 2018
Instrument	18000313
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$943.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BREEZY LOOP, OAKLAND, TN 38060-4423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000314
Date	Jan 19, 2018
Instrument	18000314

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$96,975 (+38.78%) Land $13,750 Building $83,225	$387,900 (+38.78%) Land $55,000 Building $332,900
2023	$69,875 Land $8,750 Building $61,125
2021		$279,500 Land $35,000 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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