40 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 40 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,082 sqft · built 2017
Lot Size	0.292 acres (12,753 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024100A B 03300`

Property Details

APN / Parcel Number

Primary APN	`024100A B 03300`
Alternative APN	`100A B 03300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,082 sqft Living Area
1st Floor Area	1,706 sqft
Upper Floors Area	376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,753 sqft
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 57 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	57
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	60404

Owner

40 Breezy Loop is owned and occupied by two individuals who acquired it in May 2018.

Source: Fayette County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Mar 29, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 13, 2017	Grant Deed, Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018
Deed Sale	May 10, 2018
Prior Sale	Jan 12, 2017 · Amount on File
Deed Document Number	0018002789
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	18001810
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425

Mortgage

Document Number	0000005379
Date	Jul 6, 2022
Instrument	22005379

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OAKLAND, TN 38060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 26, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000250
Date	Jan 12, 2022
Instrument	22000250

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	TOLUCA LAKE, CA 91610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Document Number	0000004349
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 BREEZY LOOP OAKLAND TN 380604425, OAKLAND, TN 38060-4425

Mortgage

Document Number	0000004349
Date	Jun 16, 2020
Instrument	4349

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 29, 2018
Property Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Document Number	0000001810
Map Reference	MB 9 PG 58
Instrument Date	Mar 29, 2018
Instrument	18001810
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425

Mortgage

Document Number	0000001811
Date	Mar 29, 2018
Instrument	18001811

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Jan 13, 2017
Property Address	40 BREEZY LOOP, OAKLAND, TN 38060-4425
Document Number	0000000275
Instrument Date	Dec 20, 2016
Instrument	275
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5930 WINDSOR FALLS LOOP ARLINGTON TN 380025390, ARLINGTON, TN 38002-5390
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$90,525 Land $13,750 Building $76,775	$362,100 Land $55,000 Building $307,100
2023	$68,200 Land $8,750 Building $59,450
2021		$272,800 Land $35,000 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Breezy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Breezy Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Breezy Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures