Worcester County and Sturbridge Town property record for 65 Breakneck Rd, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1986 |
| Lot Size | 4.23 acres (184,259 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2025) |
| Tax Bill | $6,614 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-04543-065 |
| Primary APN | 170-04543-065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 3,888 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 184,259 sqft (4.23 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 170-04543-065 |
|---|---|
| Street Address | 65 BREAKNECK RD |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 4543-65 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 758101 |
65 Breakneck Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK |
| Sep 3, 2025 | Quit Claim Deed, Transfer |
| May 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage OCMBC INC |
| Jul 12, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 202574912 |
| Deed Book / Page | 72485 / 159 |
| Prior Transfer Date | Aug 26, 2025 |
| Prior Transfer Doc | 072485-159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Jun 9, 2026 |
| Property Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 073692-300 |
| Book / Page | 73692 / 300 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202646263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 0000046263, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 73692/300 |
| Instrument | 202646263 |
| Name | CORNERSTONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Sep 3, 2025 |
| Property Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 072485-159 |
| Book / Page | 72485 / 159 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 74912 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | May 27, 2021 |
| Property Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 065264-306 |
| Book / Page | 65264 / 306 |
| Instrument Date | May 27, 2021 |
| Instrument | 73819 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073820 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 73820 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Jul 12, 2019 |
| Property Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 60694-141 |
| Book / Page | 60694 / 141 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 66669 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Document Number | 66670 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 66670 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 65 Breakneck Rd was $6,614, up 1.8% from the year before.
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,614.00 (+1.77%) | $424,000 (+3.92%) Land $99,600 Building $324,400 | $477,827 (+19.96%) |
| 2025 | $6,499.00 (+4.02%) | $408,000 (+7.68%) Land $96,100 Building $311,900 | $398,335 (+4.28%) |
| 2024 | $6,248.00 (+5.34%) | $378,900 (+15.45%) Land $94,100 Building $284,800 | $381,995 |
| 2023 | $5,931.00 | $328,200 Land $83,200 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Breakneck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Breakneck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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