65 Ballard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 65 Ballard St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,331 sqft · built 1900
Lot Size	0.089 acres (3,894 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2005)
Tax Bill	$5,106 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0014 L:0013`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0013`
Alternative APNs	`M:006=H B:0014 L:0013` `8561020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	1,048 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,894 sqft (0.089 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8561020
Street Address	65 BALLARD ST
City	SAUGUS
State	MA
Zip	01906-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	13
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1025
Census Tract	208102

Owner

65 Ballard St is owned and occupied by an individual who bought it in September 2005.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 BALLARD ST, SAUGUS, MA 01906-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Prior Sale	Jul 22, 1997 · Amount on File
Deed Book / Page	24839 / 336
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	65 BALLARD ST, SAUGUS, MA 01906-1733
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043043-236
Date	Nov 3, 2025
Book Page	43043/236
Instrument	20251103000090

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 65 Ballard St was $5,106, up 3.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,106.00 (+3.28%)	$490,000 (+5.85%) Land $306,200 Building $183,800	$556,606 (-0.07%)
2025	$4,944.00 (+6.76%)	$462,900 (+6.46%) Land $276,800 Building $186,100	$556,985
2024	$4,631.00	$434,800 (+5.71%) Land $251,700 Building $183,100
2023	$4,631.00	$411,300 Land $226,500 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Ballard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 65 Ballard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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