59 Ballard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 59 Ballard St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,088 sqft · built 1938
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2025)
Tax Bill	$5,450 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0014 L:0016`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0016`
Alternative APNs	`M:006=H B:0014 L:0016` `7659012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7659012
Street Address	59 BALLARD ST
City	SAUGUS
State	MA
Zip	01906-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	16
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1025
Census Tract	208102

Owner

59 Ballard St is owned and occupied by two individuals who bought it in April 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 BALLARD ST, SAUGUS, MA 01906-1733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Feb 2, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Aug 1, 2003 · Amount on File
Deed Book / Page	42682 / 386
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 25, 2025
Property Address	59 BALLARD ST, SAUGUS, MA 01906-1733
Document Number	042682-386
Book / Page	42682 / 386
Instrument Date	Apr 25, 2025
Instrument	20250425003100
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59 BALLARD ST, SAUGUS, MA 01906-1733

Mortgage

Document Number	20250425003110
Date	Apr 25, 2025
Instrument	20250425003110

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	59 BALLARD ST, SAUGUS, MA 01906-1733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35658-529
Date	Feb 2, 2017
Book Page	35658/529
Instrument	257

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 59 Ballard St was $5,450, up 5.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,450.00 (+5.33%)	$523,000 (+7.95%) Land $312,200 Building $208,100	$556,123 (+17.69%)
2025	$5,174.00 (+6.88%)	$484,500 (+6.58%) Land $282,300 Building $202,200	$472,530
2024	$4,841.00 (+2.46%)	$454,600 (+8.34%) Land $256,600 Building $198,000
2023	$4,725.00	$419,600 Land $230,900 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Ballard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 Ballard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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