Shelby County property record for 6499 River Fall Dr, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,046 sqft · built 1990 |
| Lot Size | 0.427 acres (18,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $775,000 (Sep 2023) |
| Tax Bill | $5,539 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0008-G0-0031 |
| Primary APN | 08-0008-G0-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,046 sqft Living Area |
| Gross Area | 4,880 sqft |
| 1st Floor Area | 2,028 sqft |
| Utility Area | 184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,600 sqft (0.427 acres) |
| Lot Dimensions | 149 ft deep x 182 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Porch Area | 240 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6499 RIVER FALL DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | SS RIVER FALL DR 148.295 W OF OAK RIVER RD |
| Legal Subdivision | RIVER OAKS FOURTH ADDN |
| Legal Lot Number | 167 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21311 |
6499 River Fall Dr is owner-occupied and held in a trust since January 2026.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Line of Credit PARAGON BANK |
| Mar 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PARAGON BANK |
| Feb 5, 2026 | Intrafamily Transfer, Transfer |
| Sep 7, 2023 | Warranty Deed, Construction Loan · Construction Mortgage PARAGON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Prior Sale | Feb 11, 1999 · Amount on File |
| Deed Document Number | 202375672 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 0000008262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Document Number | 0024027826 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 24027826 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Mar 20, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Document Number | 0024017472 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 24017472 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 5, 2026 |
| Property Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Document Number | 0026008262 |
| Map Reference | MB 77 PG 47 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 26008262 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 7, 2023 |
| Property Address | 6499 RIVER FALL DR, MEMPHIS, TN 38120-2624 |
| Document Number | 0023075672 |
| Map Reference | MB 77 PG 47 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 23075672 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,867.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 W CLOVER DR, MEMPHIS, TN 38120-2757 |
| Document Number | 0023075673 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 23075673 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 10, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6499 River Fall Dr was $5,539, down 59.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,539.00 (-59.15%) | $205,925 Land $45,525 Building $160,400 | $823,700 Land $182,100 Building $641,600 |
| 2024 | $13,560.00 | ||
| 2023 | $155,075 Land $45,525 Building $109,550 | ||
| 2022 | $9,446.00 | ||
| 2021 | $620,300 Land $182,100 Building $438,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6499 River Fall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1980–2016) |
| Claims Outside the SFHA | 14 of 19 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6499 River Fall Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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