Shelby County property record for 6498 River Fall Dr, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,406 sqft · built 1987 |
| Lot Size | 0.469 acres (20,429 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0008-G0-0015 |
| Primary APN | 08-0008-G0-0015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,406 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,429 sqft (0.469 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6498 RIVER FALL DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | NS RIVER FALL DR |
| Legal Subdivision | RIVER OAKS FOURTH ADDN |
| Legal Lot Number | 199 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21311 |
6498 River Fall Dr is owned and occupied by two individuals.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6498 RIVER FALL DR, MEMPHIS, TN 38120-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6498 RIVER FALL DR, MEMPHIS, TN 38120-2621 |
| Document Number | 0000075303 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Address | 649 RIVER FALL DR MEMPHIS TN 38120, MEMPHIS, TN 38120 |
| Document Number | 0000075303 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 75303 |
| Name | FIRST S FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | CORDOVA, TN 38016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 20, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6498 River Fall Dr was $4,470.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,470.00 | $166,175 Land $47,975 Building $118,200 | $664,700 Land $191,900 Building $472,800 |
| 2023 | $153,250 Land $47,975 Building $105,275 | ||
| 2022 | $9,335.00 | ||
| 2021 | $613,000 Land $191,900 Building $421,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6498 River Fall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1980–2016) |
| Claims Outside the SFHA | 14 of 19 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6498 River Fall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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