Oakland County property record for 6498 Montclair Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 3,006 sqft Living Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $386,000 (2020) |
| Tax Bill | $6,347.00 (2025) |
| Primary APN | 88-20-03-251-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 3,006 sqft Living Area |
| 1st Floor | 1,706 sqft 1st Floor |
| Basement Area | 1,233 sqft Basement |
| Unfinished Basement | 1,706 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 36,590 sqft (0.84 acres) |
| Depth X Width | 368 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 583 sqft Garage |
| Deck Area | 398 sqft Deck |
| Patio Area | 398 sqft Patio |
| Porch Area | 116 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 6498 MONTCLAIR DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 3 BASSETT & SMITH FLOWING SPRING ACRES SUB S 100 FT OF N 174 FTOF LOT 53 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | BASSETT SMITH FLOWING SPRING ACRES |
| Legal Lot Number | 53 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 196200 |
Source: Oakland County records · APN 88-20-03-251-030
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6498 MONTCLAIR DR, TROY, MI 48085-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE 1 AT SUBURBAN |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Jul 07, 2005 · Amount on Record |
| Deed Doc Number | 2020138297 |
| Deed Book / Page | 54509 / 33 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6498 MONTCLAIR DR, TROY, MI 48085-1615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036002 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 51613/00464 |
| Instrument | 36002 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 16, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6498 MONTCLAIR DR, TROY, MI 48085-1615 |
| Document Number | 0000128609 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 46617 DEQUINDRE RD ROCHESTER HILLS MI 483074880, ROCHESTER HILLS, MI 48307-4880 |
| Document Number | 0000128609 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 054436/000698 |
| Instrument | 128609 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 16, 2020 |
| Property Address | 6498 MONTCLAIR DR, TROY, MI 48085-1615 |
| Document Number | 0000138297 |
| Book / Page | 054509 / 000033 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 138297 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 46617 DEQUINDRE RD ROCHESTER HILLS MI 483074880, ROCHESTER HILLS, MI 48307-4880 |
| Document Number | 128609 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 054436/000698 |
| Instrument | 128609 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,347.00 (-6.3%) | ||
| 2023 | $396,080 | ||
| 2022 | $6,774.00 | $198,040 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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