Oakland County property record for 6422 Montclair Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,882 sqft Living Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (1998) |
| Tax Bill | $4,062.00 (2025) |
| Primary APN | 88-20-03-251-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,882 sqft Living Area |
| 1st Floor | 1,720 sqft 1st Floor |
| Basement Area | 1,509 sqft Basement |
| Finished Basement | 1,720 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 36,590 sqft (0.84 acres) |
| Depth X Width | 368 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Porch Area | 988 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 6422 MONTCLAIR DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 3 BASSETT & SMITH FLOWING SPRING ACRES S 100 FT OF N 224 FT OFLOT 52 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | BASSETT SMITH FLOWING SPRING ACRES |
| Legal Lot Number | 52 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 196200 |
Source: Oakland County records · APN 88-20-03-251-036
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6422 MONTCLAIR DR, TROY, MI 48085-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BK |
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 1998 · Amount on Record |
| Deed Sale | Apr 15, 1998 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6422 MONTCLAIR DR, TROY, MI 48085-1616 |
| Document Number | 0000013683 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6422 MONTCLAIR DR TROY MI 480851616, TROY, MI 48085-1616 |
| Document Number | 0000013683 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 055538/000452 |
| Instrument | 13683 |
| Name | LEVEL ONE BK |
|---|---|
| Type | Bank |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6422 MONTCLAIR DR, TROY, MI 48085-1616 |
| Document Number | 0000234945 |
| Book / Page | 051423 / 000215 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6422 MONTCLAIR DR TROY MI 480851616, TROY, MI 48085-1616 |
| Document Number | 0000234945 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 051423/000215 |
| Instrument | 234945 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 26, 2022 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,062.00 (-6.3%) | ||
| 2023 | $350,040 | ||
| 2022 | $4,335.00 | $175,020 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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