Delta County property record for 6497 Townsend Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,792 sqft · built 1998 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Dec 2020) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R017718 |
| Primary APN | R017718 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,792 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 97,574 sqft (2.24 acres) |
| Terrain | Gentle Slope |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R017718 |
|---|---|
| Street Address | 6497 TOWNSEND RD |
| City | DELTA |
| State | CO |
| Zip | 81416-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6497 TOWNSEND RD DELTA 81416 S: 15 T: 15S R: 96W SUBDIVISION: RIVERBEND SUBDIVISION LOT: 5 TOTAL 2.24 AC+- LOT 5 RIVERBEND SUBD PT E2 SEC 15 T15S R96W 6PM BK 668 PG 52 PLAT BK 20 PG 14 BK 802 PG 452 R-724232 |
| Legal Subdivision | RIVERBEND SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6497 TOWNSEND RD, DELTA, CO 81416-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Dec 2, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 2020724232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 6497 TOWNSEND RD, DELTA, CO 81416-8513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6497 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000752154 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 752154 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 24, 2044 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 2, 2020 |
| Property Address | 6497 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000724232 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 724232 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6497 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000724233 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 724233 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,877.00 (+28.78%) | $42,284 (+25.25%) Land $10,313 Building $31,971 | $676,536 (+34.27%) Land $165,000 Building $511,536 |
| 2024 | $2,234.00 (+3.96%) | $33,759 (-) Land $5,437 Building $28,322 | |
| 2023 | $2,149.00 (+9.64%) | $33,759 (+11.14%) Land $5,437 Building $28,322 | $503,859 (+15.29%) Land $81,143 Building $422,716 |
| 2022 | $1,960.00 | $30,375 Land $4,518 Building $25,857 | $437,036 Land $65,000 Building $372,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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