Delta County property record for 6493 Townsend Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,540 sqft · built 2007 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Apr 2026) |
| Tax Bill | $1,541 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R017716 |
| Primary APN | R017716 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,540 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Log |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 54,014 sqft (1.24 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R017716 |
|---|---|
| Street Address | 6493 TOWNSEND RD |
| City | DELTA |
| State | CO |
| Zip | 81416-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6493 TOWNSEND RD DELTA 81416 S: 15 T: 15S R: 96W SUBDIVISION: RIVERBEND SUBDIVISION LOT: 3 TOTAL AC 1.24+- LOT 3 RIVERBEND SUBDIVISION PT E2 SEC 15 T15S R96W 6PM BK 668 PG 52 PLAT BK 20 PG 14 R-604862 R-680661 R-704910 R756446 |
| Legal Subdivision | RIVERBEND SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 965100 |
Source: Delta County records · APN R017716
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Mar 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Apr 17, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 2026767182 |
| Prior Transfer Date | Nov 04, 2024 |
| Prior Transfer Doc | 0000756446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000707236 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 707236 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000715375 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 715375 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000709706 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 709706 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 21, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 17, 2026 |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000767182 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026767182 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000767183, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026767183 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 29, 2026 |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000768045 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026768045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000768045, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026768045 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 17, 2026 |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000766596 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 766596 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Name | Verified Name |
|---|---|
| Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 26, 2018 |
| Property Address | 6493 TOWNSEND RD, DELTA, CO 81416-8513 |
| Document Number | 0000704910 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 704910 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2805 SWEET BIRCH CT, HARRISBURG, PA 17112-8302 |
| Document Number | 0000704911 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 704911 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,541.00 (+15.69%) | $22,654 (+12.56%) Land $5,313 Building $17,341 | $362,463 (+20.66%) Land $85,000 Building $277,463 |
| 2024 | $1,332.00 (+3.98%) | $20,127 (-) Land $4,417 Building $15,710 | $300,400 (-) Land $65,929 Building $234,471 |
| 2023 | $1,281.00 (-2.21%) | $20,127 (-0.83%) Land $4,417 Building $15,710 | $300,400 (+2.87%) Land $65,929 Building $234,471 |
| 2022 | $1,310.00 | $20,296 Land $4,518 Building $15,778 | $292,019 Land $65,000 Building $227,019 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRI COUNTY WCD serves 20,490 people |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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