Montgomery County property record for 6497 E 900 S, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,480 sqft · built 2014 |
| Lot Size | 9.98 acres (434,729 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2022 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 005-19038-03 |
| Primary APN | 005-19038-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,480 sqft Living Area |
| 1st Floor Area | 3,708 sqft |
| Attic | Attic |
| Attic Area | 3,252 sqft |
| Basement Area | 1,854 sqft |
| Unfinished Basement | 1,854 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 434,729 sqft (9.98 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 298 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 005-19038-03 |
|---|---|
| Street Address | 6497 E 900 S |
| City | LADOGA |
| State | IN |
| Zip | 47954-7248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT WH NEQ 20-17-3 9.98 A |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 957500 |
6497 E 900 S is owner-occupied and held in a trust since August 2020.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit HOOSIER HEARTLAND STATE BANK |
| Sep 20, 2022 | Intrafamily Transfer, Transfer |
| Jun 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FORUM CU |
| Nov 2, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2011 |
| Deed Sale | Sep 15, 2011 |
| Deed Document Number | 20114577 |
| Last Transfer Date | Aug 19, 2020 |
| Transfer Doc | 0202205274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202206974 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202206974 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CRAWFORDSVILLE, IN 47933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Sep 20, 2022 |
| Property Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202205274 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 202205274 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Jun 16, 2020 |
| Property Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202003053 |
| Instrument Date | May 13, 2020 |
| Instrument | 202003053 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202003054 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 202003054 |
| Name | FORUM CU |
|---|---|
| Type | Credit Union |
| Address | FISHERS, IN 46038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Nov 2, 2017 |
| Property Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0201705788 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 201705788 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6497 E 900 S, LADOGA, IN 47954-7248 |
The 2025 property tax bill for 6497 E 900 S was $3,305, up 1.2% from the year before.
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 (+1.19%) | $513,800 (+10.23%) Land $80,300 Building $433,500 | $513,800 (+10.23%) Land $80,300 Building $433,500 |
| 2024 | $3,266.00 (-12.91%) | $466,100 (-4.97%) Land $80,300 Building $385,800 | $466,100 (-4.97%) Land $80,300 Building $385,800 |
| 2023 | $3,750.00 (-24.98%) | $490,500 (+15.01%) Land $80,300 Building $410,200 | $490,500 (+15.01%) Land $80,300 Building $410,200 |
| 2022 | $4,999.00 | $426,500 Land $80,300 Building $346,200 | $426,500 Land $80,300 Building $346,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6497 E 900 S in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6497 E 900 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Endeavor Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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