Montgomery County property record for 6399 E 900 S, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,928 sqft · built 1999 |
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Sep 2023) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-19038-01 |
| Primary APN | 005-19038-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 2,792 sqft |
| 2nd Floor Area | 1,064 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 161,608 sqft (3.71 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 005-19038-01 |
|---|---|
| Street Address | 6399 E 900 S |
| City | LADOGA |
| State | IN |
| Zip | 47954-7248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT EH NEQ 20-17-3 3.71 A |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 957500 |
6399 E 900 S is owned and occupied by two individuals who bought it in September 2023.
Source: Montgomery County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6399 E 900 S, LADOGA, IN 47954-7248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 26, 2023 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on File |
| Deed Sale | Sep 26, 2023 · Amount on File |
| Deed Document Number | 20234419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 6399 E 900 S, LADOGA, IN 47954-7248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0201901712 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 201901712 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 6399 E 900 S, LADOGA, IN 47954-7248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0202100609 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 202100609 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Sep 26, 2023 |
| Property Address | 6399 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202304419 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 202304419 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 6399 E 900 S, LADOGA, IN 47954-7248 |
| Document Number | 0202304420 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 202304420 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 6399 E 900 S was $1,227, up 1.7% from the year before.
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 (+1.66%) | $267,400 (+8.3%) Land $42,700 Building $224,700 | $267,400 (+8.3%) Land $42,700 Building $224,700 |
| 2024 | $1,207.00 (-6.87%) | $246,900 (-4.23%) Land $42,700 Building $204,200 | $246,900 (-4.23%) Land $42,700 Building $204,200 |
| 2023 | $1,296.00 (-11.23%) | $257,800 (+16.23%) Land $42,700 Building $215,100 | $257,800 (+16.23%) Land $42,700 Building $215,100 |
| 2022 | $1,460.00 | $221,800 Land $42,700 Building $179,100 | $221,800 Land $42,700 Building $179,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6399 E 900 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6399 E 900 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Endeavor Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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