6496 W Congress Dr, Pendleton, IN 46064 Property Records

Madison County property record for 6496 W Congress Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,063 sqft · built 2008
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$50,500 (Jul 2005)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Dec 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-0208-1-053`

Property Details

APN / Parcel Number

Primary APN	`06-0208-1-053`
Alternative APNs	`48-15-13-500-001.000-014` `00001232242`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft
Basement Area	2,063 sqft
Unfinished Basement	2,063 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	927 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001232242
Street Address	6496 W CONGRESS DR
City	PENDLETON
State	IN
Zip	46064-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON PLACE REPLAT 1.0100ACRES STR: SECTION: PLAT: IN: OUT:
Legal Subdivision	JEFFERSON PLACE
Jurisdiction	MADISON IN
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5025
Census Tract	11800

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Dec 3, 2012	Deed of Trust, Mortgage · Conventional Mortgage ACCESS NATIONAL MORTGAGE
Jun 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 5, 2007	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 5, 2007	Deed of Trust, Mortgage · ARM US BANK NA
Jul 15, 2005	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2005 · Amount on Record
Deed Sale	Jul 15, 2005 · Amount on Record
Deed Document Number	200514967
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005016067
Date	Jul 28, 2005
Instrument	2005016067

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Aug 1, 2008

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R018864
Date	Dec 3, 2012
Instrument	2012R018864

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2032

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009009888
Date	Jun 29, 2009
Instrument	2009009888

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007020759
Date	Nov 5, 2007
Instrument	2007020759

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2037

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007020760
Date	Nov 5, 2007
Instrument	2007020760

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Nov 1, 2008
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Margin	4
Max Rate	14.1%

July 2005: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MADISON IN
Recording Date	Jul 15, 2005
Property Address	6496 W CONGRESS DR, PENDLETON, IN 46064-8512
Document Number	2005014967
Map Reference	MB 24 PG 30-31
Instrument Date	Jul 11, 2005
Instrument	2005014967
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005014971
Date	Jul 15, 2005
Instrument	2005014971

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Aug 1, 2008

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Green Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (+2.02%) Homeowner's exemption	$427,800 (+18.08%) Land $70,200 Building $357,600	$427,800 (+18.08%) Land $70,200 Building $357,600
2024	$3,909.00 (+4.21%)
2023		$362,300 (-0.3%) Land $66,800 Building $295,500	$362,300 (-0.3%) Land $66,800 Building $295,500
2022	$3,751.00 Homeowner's exemption	$363,400 Land $63,600 Building $299,800	$363,400 Land $63,600 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Spectrum, Verizon.

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