6481 W Congress Dr, Pendleton, IN 46064 Property Records

Madison County property record for 6481 W Congress Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,024 sqft · built 2008
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2022)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Nov 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-0208-1-045`

Property Details

APN / Parcel Number

Primary APN	`06-0208-1-045`
Alternative APNs	`48-15-13-500-002.000-014` `00001231198`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	3,024 sqft Living Area
1st Floor Area	3,024 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,328 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	384 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001231198
Street Address	6481 W CONGRESS DR
City	PENDLETON
State	IN
Zip	46064-8517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON PLACE REPLAT 0.8000ACRES STR: SECTION: PLAT: IN: OUT:
Legal Subdivision	JEFFERSON PLACE
Jurisdiction	MADISON IN
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5025
Census Tract	11800

Owner

6481 W Congress Dr is owned and occupied by an individual who bought it in October 2022.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDIANA BANK NA
Nov 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
May 8, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage BMO HARRIS BANK NA
Oct 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Nov 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDIANA BANK NA
Jun 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage STONEGARE MORTGAGE CORP
Oct 19, 2022	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Deed Document Number	202217629
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	2022R17629
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012008665
Date	Jun 8, 2012
Instrument	2012008665

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2027

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006023126
Date	Nov 9, 2006
Instrument	2006023126

Lender

Name	FIRST INDIANA BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2021

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006023125
Date	Nov 9, 2006
Instrument	2006023125

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R06135
Date	May 8, 2015
Instrument	2015R06135

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 7, 2030

Interest

Rate Type	Fixed Rate

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R14112
Date	Oct 6, 2015
Instrument	2015R14112

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2030

Interest

Rate Type	Fixed Rate

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006024458
Date	Nov 30, 2006
Instrument	2006024458

Lender

Name	FIRST INDIANA BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2021

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008009768
Date	Jun 2, 2008
Instrument	2008009768

Lender

Name	STONEGARE MORTGAGE CORP
Type	Non-Lending Institution
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2038

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	Oct 19, 2022
Property Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517
Document Number	2022R17629
Map Reference	IN 9610184
Instrument Date	Oct 3, 2022
Instrument	2022R17629
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 W CONGRESS DR, PENDLETON, IN 46064-8517

Mortgage

Document Number	2022R17630
Date	Oct 19, 2022
Instrument	2022R17630

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6481 W Congress Dr was $4,318 with a homeowner's exemption, up 3.4% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Green Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+3.43%) Homeowner's exemption	$460,800 Land $66,100 Building $394,700	$460,800 Land $66,100 Building $394,700
2024	$4,175.00
2023		$386,900 (-0.08%) Land $63,000 Building $323,900	$386,900 (-0.08%) Land $63,000 Building $323,900
2022	$3,872.00 Homeowner's exemption	$387,200 Land $60,000 Building $327,200	$387,200 Land $60,000 Building $327,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6481 W Congress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6481 W Congress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Spectrum, Verizon.

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