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6495 Richard Ave, Placerville, CA 95667 Property Records

El Dorado County property record for 6495 Richard Ave, Placerville, CA 95667

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,616 sqft · built 1962
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$115,500 (Aug 1998)
Tax Bill$2,524 (2025)
Deeds & MortgagesMay 2019 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN317-101-004-000

Property Details

APN / Parcel Number

Primary APN317-101-004-000
Alternative APNs
  • 31710104100
  • 3171010410

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
1st Floor Area1,616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1982
Construction TypeWood
Lot Area19,166 sqft (0.44 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area1,616 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address6495 RICHARD AVE
CityPLACERVILLE
StateCA
Zip95667-9303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPOR L 28 COLD SPRINGS
Legal SubdivisionCOLD SPRINGS
Legal Lot Number28
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group3
Census Block3011
Census Tract30902

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6495 RICHARD AVE, PLACERVILLE, CA 95667-9303
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1998 · Amount on Record
Deed SaleAug 28, 1998 · Amount on Record
Prior SaleApr 24, 1998 · Amount on Record
Deed Document Number199849798
Last Transfer DateOct 27, 2006
Transfer Doc0000076402
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address6495 RICHARD AVE, PLACERVILLE, CA 95667-9303
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020110
DateMay 24, 2019
Instrument2019-0020110
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address6495 RICHARD AVE, PLACERVILLE, CA 95667-9303
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6495 RICHARD AVE, PLACERVILLE, CA 95667-9303

Mortgage

Document Number0000059934
DateSep 20, 2021
Instrument2021-0059934
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term331 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictGold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$249,649 (+2%) Land $63,943 Building $185,706
2025$2,524.00 (+4.13%) Homeowner's exemption$244,755 (+4.04%) Land $62,690 Building $182,065
2023$2,424.00 (+1.51%) Homeowner's exemption$235,253 Land $60,256 Building $174,997
2022$2,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimApr 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Cal.net
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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