6495 Eve St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6495 Eve St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 2022
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Dec 2025)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2625314410000D0100`

Property Details

APN / Parcel Number

Primary APN	`2625314410000D0100`
Alternative APN	`92407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,273 sqft Heated Area
Gross Area	1,718 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	117 ft deep x 96 ft wide
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	92407
Street Address	6495 EVE ST
City	SAINT CLOUD
State	FL
Zip	34771-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS2
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK D E 9.74 FT LOT 9 & ALL OF LOT 10
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN A
Legal Tract	4410
Legal Block	D
Legal Lot Number	9-10
Legal Unit	A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Jan 9, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 28, 2021	Warranty Deed, Transfer NONA TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	2025146214
Deed Book / Page	6886 / 1107
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 1, 2025
Property Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0068861107
Book / Page	6886 / 1107
Map Reference	MB 2 PG 26-27
Instrument Date	Nov 26, 2025
Instrument	2025146214
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING ALLIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 WILDWOOD CT, KISSIMMEE, FL 34743-8821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475

Mortgage

Document Number	0068861109
Date	Dec 1, 2025
Instrument	6886/1109

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 9, 2023
Property Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0063412084
Book / Page	6341 / 2084
Map Reference	MB 2 PG 26&27
Instrument Date	Jan 5, 2023
Instrument	2023002767
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8151 JOZEE CIR, ORLANDO, FL 32836-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475

Mortgage

Document Number	0063412087
Date	Jan 9, 2023
Instrument	6341/2087

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2021
Property Address	6495 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0058791961
Book / Page	5879 / 1961
Map Reference	MB 2 PG 26&27
Instrument Date	Jan 25, 2021
Instrument	2021012835
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6495 APPLE ST, SAINT CLOUD, FL 34771-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 NE 123RD ST, NORTH MIAMI, FL 33161-6029
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,410.00 (+4.93%)	$266,900 (+4.05%) Land $50,000 Building $216,900	$266,900 (+4.05%) Land $50,000 Building $216,900
2023	$4,203.00 (+651.88%)	$256,500 (+541.25%) Land $45,000 Building $211,500	$256,500 (+541.25%) Land $45,000 Building $211,500
2022	$559.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Eve St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures