6479 Eve St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6479 Eve St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 2003
Lot Size	0.514 acres (22,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,750 (Mar 2021)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-31-4410-000D-0070`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4410-000D-0070`
Alternative APNs	`2531264410000D0070` `92404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	3,025 sqft
1st Floor Area	1,777 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,389 sqft (0.514 acres)
Lot Dimensions	117 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	144 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6479 EVE ST
City	SAINT CLOUD
State	FL
Zip	34771-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS2
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK D E 50 FT LOT 7 & LOT 8 & W 65.26 FT LOT 9
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNIT A
Legal Tract	4410
Legal Block	D
Legal Lot Number	7
Legal Unit	A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6479 EVE ST, SAINT CLOUD, FL 34771-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 7, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	202139061
Deed Book / Page	5913 / 766
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	0047301427
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2021
Property Address	6479 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0059130766
Book / Page	5913 / 766
Map Reference	MB 2 PG 26
Instrument Date	Mar 15, 2021
Instrument	2021039061
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 FANNY BASS RD, 4120, SAINT CLOUD, FL 34772-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6479 EVE ST, SAINT CLOUD, FL 34771-9475

Mortgage

Document Number	0005913767
Date	Mar 16, 2021
Instrument	5913/767

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6479 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0056711830
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6479 EVE ST ST CLOUD FL 347719475, ST CLOUD, FL 34771-9475

Mortgage

Document Number	0056711830
Date	Feb 10, 2020
Book Page	005671/001830
Instrument	19976

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 7, 2017
Property Address	6479 EVE ST, SAINT CLOUD, FL 34771-9475
Document Number	0052360049
Book / Page	005236 / 000049
Instrument Date	Nov 7, 2017
Instrument	159365
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6479 EVE ST ST CLOUD FL 347719475, ST CLOUD, FL 34771-9475

Mortgage

Document Number	52360050
Date	Nov 7, 2017
Book Page	005236/000050
Instrument	159366

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (+32.76%) Homeowner's exemption	$266,793 (+34.53%)	$356,200 (+24.98%) Land $100,000 Building $256,200
2024	$2,894.00 (+2.26%)
2023	$2,830.00 (+4.58%) Homeowner's exemption	$198,321 (+3%)	$285,000 (+10.47%) Land $90,000 Building $195,000
2022	$2,706.00 Homeowner's exemption	$192,545	$258,000 Land $80,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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