6495 E Hunter Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6495 E Hunter Lake Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,178 sqft · built 1920
Lot Size	1.21 acres (52,968 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Nov 2021)
Tax Bill	$3,306 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`365-0040-00010`

Property Details

APN / Parcel Number

Primary APN	`365-0040-00010`
Alternative APN	`1121162`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,178 sqft Gross Area
1st Floor Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	52,968 sqft (1.21 acres)
Garage Area	2,376 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1121162
Street Address	6495 E HUNTER LAKE RD
City	DULUTH
State	MN
Zip	55803-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2, INCLUDING THAT PART OF THEVACATED LANE ADJACENT. SERIAL #
Legal Subdivision	HUNTER LAKE 1ST ADD FREDENBERG
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	2
Census Block	2007
Census Tract	10602

Owner

Source: St. Louis County records · APN 365-0040-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6495 E HUNTER LAKE RD, DULUTH, MN 55803-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20211430424
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 18, 2021
Property Address	6495 E HUNTER LAKE RD, DULUTH, MN 55803-9484
Document Number	0001430424
Instrument Date	Nov 12, 2021
Instrument	1430424
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6495 E HUNTER LAKE RD, DULUTH, MN 55803-9484

Mortgage

Document Number	0001430425
Date	Nov 18, 2021
Instrument	1430425

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,306.00 (-4.23%) Homeowner's exemption
2025	$3,452.00 (+0.47%) Homeowner's exemption	$339,800 (-4.25%) Land $65,300 Building $274,500	$339,800 (-4.25%) Land $65,300 Building $274,500
2024	$3,436.00	$354,900 (+4.84%) Land $79,000 Building $275,900	$354,900 (+4.84%) Land $79,000 Building $275,900
2022		$338,500 Land $75,700 Building $262,800	$338,500 Land $75,700 Building $262,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.