6489 E Hunter Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6489 E Hunter Lake Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,260 sqft · built 1976
Lot Size2.09 acres (91,354 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Dec 2021)
Tax Bill$2,766 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN365-0040-00035

Property Details

APN / Parcel Number

Primary APN365-0040-00035
Alternative APN
  • 1121306

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,260 sqft Gross Area
1st Floor Area720 sqft
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood
Construction TypeFrame
Lot Area91,354 sqft (2.09 acres)
Garage Area864 sqft

Exterior Amenities

PorchSlab
Deck Area104 sqft
Storage Building36 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1121306
Street Address6489 E HUNTER LAKE RD
CityDULUTH
StateMN
Zip55803-9484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNLY 150 FT SERIAL #
Legal SubdivisionFIRST ADDITION HUNTER LAKE
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group2
Census Block2007
Census Tract10602

Owner

Source: St. Louis County records · APN 365-0040-00035

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6489 E HUNTER LAKE RD, DULUTH, MN 55803-9484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Dec 01, 2021Intrafamily Transfer, Transfer
RESULTS TITLE
Dec 01, 2021Intrafamily Transfer, Transfer
RESULTS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Prior SaleDec 01, 2021 · Amount on Record
Deed Document Number20211431222
Prior Transfer DateOct 24, 2021
Prior Transfer Doc0001431219
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 01, 2021
Property Address6489 E HUNTER LAKE RD, DULUTH, MN 55803-9484
Document Number0001431222
Instrument DateNov 01, 2021
Instrument1431222
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$973.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6489 E HUNTER LAKE RD, DULUTH, MN 55803-9484

Mortgage

Document Number0001431223
DateDec 01, 2021
Instrument1431223
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 01, 2021
Property Address6489 E HUNTER LAKE RD, DULUTH, MN 55803-9484
Document Number0001431219
Instrument DateOct 29, 2021
Instrument1431219
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyRESULTS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address12031 COTTONWOOD ST NW, COON RAPIDS, MN 55448-3406

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 01, 2021
Property Address6489 E HUNTER LAKE RD, DULUTH, MN 55803-9484
Document Number0001431221
Instrument DateOct 25, 2021
Instrument1431221
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyRESULTS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4259 KINGSTON RD, DULUTH, MN 55803-1245

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,766.00 (-4.22%) Homeowner's exemption
2025$2,888.00 (+0.07%) Homeowner's exemption$268,800 (-11.23%) Land $56,900 Building $211,900$268,800 (-11.23%) Land $56,900 Building $211,900
2024$2,886.00$302,800 (+4.81%) Land $67,900 Building $234,900$302,800 (+4.81%) Land $67,900 Building $234,900
2022$288,900 Land $65,100 Building $223,800$288,900 Land $65,100 Building $223,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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