Osceola County property record for 6495 Creation St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,426 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $2,934.00 (2025) |
| Primary APN | 2625314410000G0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,426 sqft Heated Area |
| Gross Area | 2,030 sqft Gross Area |
| 1st Floor | 1,426 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 117 ft x 82 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Porch | Open Porch |
| Porch Area | 142 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92442 |
|---|---|
| Street Address | 6495 CREATION ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK G LOT 10 LESS W 10 FT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK UN A |
| Legal Tract | 4410 |
| Legal Block | G |
| Legal Lot Number | 10 |
| Legal Unit | A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 43700 |
Source: Osceola County records · APN 2625314410000G0100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Nov 13, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Oct 09, 2006 · Amount on Record |
| Deed Doc Number | 2019147503 |
| Deed Book / Page | 5622 / 2185 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051330030 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 5133/0030 |
| Instrument | 2017056635 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Document Number | 0059611941 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 5961/1941 |
| Instrument | 2021077094 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Document Number | 0056222185 |
| Book / Page | 5622 / 2185 |
| Map Reference | MB 2 PG 26&27 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 2019147503 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5620 LAKE LIZZIE DR LOT 61, 5620, SAINT CLOUD, FL 34771-9407 |
| Name | Verified Name |
|---|---|
| Address | 6495 CREATION ST, SAINT CLOUD, FL 34771-8551 |
| Document Number | 0056222187 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 5622/2187 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,934.00 (+8.19%) Homeowner's exemption | $201,237 (+5.99%) | $256,800 (+4.09%) Land $55,000 Building $201,800 |
| 2023 | $2,712.00 (+4.67%) Homeowner's exemption | $189,870 (+3%) | $246,700 (+10.08%) Land $49,500 Building $197,200 |
| 2022 | $2,591.00 Homeowner's exemption | $184,340 | $224,100 Land $44,000 Building $180,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 99 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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