6489 Creation St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6489 Creation St, Saint Cloud, FL 34771 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,520 sqft Heated Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2025)
Tax Bill	$1,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2625314410000G0090`
Alternative APN	`92441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,520 sqft Heated Area
Gross Area	2,080 sqft Gross Area
1st Floor	1,300 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	117 ft x 85 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	264 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	160 sqft Shed
Porch	Enclosed Porch
Porch Area	516 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	92441
Street Address	6489 CREATION ST
City	SAINT CLOUD
State	FL
Zip	34771-8551
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK G LOT 9
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN A
Legal Tract	4410
Legal Block	G
Legal Lot Number	9
Legal Unit	A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records · APN 2625314410000G0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6489 CREATION ST, SAINT CLOUD, FL 34771-8551
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Apr 17, 2025 · Amount on Record
Deed Doc Number	2025154724
Deed Book / Page	6895 / 2586
Record Refreshed	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 18, 2025
Property Address	6489 CREATION ST, SAINT CLOUD, FL 34771-8551
Document Number	0068952586
Book / Page	6895 / 2586
Map Reference	MB 2 PG 26&27
Instrument Date	Dec 01, 2025
Instrument	2025154724
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	SIMPLY TITLE LLC, SIMPLY TITLE LLC KISSIMMEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1792 PARTIN TERRACE RD, KINDRED, FL 34744-6086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6489 CREATION ST, SAINT CLOUD, FL 34771-8551

Mortgage

Document Number	0068952593
Date	Dec 18, 2025
Instrument	6895/2593

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+11.72%) Homeowner's exemption	$91,256 (+5.99%)	$227,600 (+4.02%) Land $50,000 Building $177,600
2023	$1,263.00 (+6.76%) Homeowner's exemption	$86,102 (+3%)	$218,800 (+10.01%) Land $45,000 Building $173,800
2022	$1,183.00 Homeowner's exemption	$83,595	$198,900 Land $40,000 Building $158,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	About 1 in 99 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.