6493 S Wind Cir, Columbia, MD 21044 Property Records

Howard County property record for 6493 S Wind Cir, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,566 sqft · built 1992
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2016)
Tax Bill	$12,712 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-099569`

Property Details

APN / Parcel Number

Primary APN	`15-099569`
Alternative APN	`099569`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,566 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099569
Street Address	6493 S WIND CIR
City	COLUMBIA
State	MD
Zip	21044-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	6493 SOUTH WIND CIR VIL OF RIVER HILL
Legal Subdivision	VILLAGE RIVER HILL
Legal Lot Number	79
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3002
Census Tract	605505

Owner

6493 S Wind Cir is owned and occupied by two individuals who bought it in October 2016.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6493 S WIND CIR, COLUMBIA, MD 21044-6001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage THE JOHNS HOPKINS FCU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Feb 4, 2011 · Amount on File
Deed Book / Page	17201 / 451
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6493 S WIND CIR, COLUMBIA, MD 21044-6001
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216040356
Date	Jun 29, 2022
Book Page	21604/356

Lender

Name	THE JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205

Agreement

Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6493 S WIND CIR, COLUMBIA, MD 21044-6001
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208410101
Date	Aug 26, 2021
Book Page	20841/101

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6493 S Wind Cir was $12,712 with a homeowner's exemption, up 4.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,712.00 (+4.6%) Homeowner's exemption	$847,767 (+5.18%)	$889,500 (-) Land $440,800 Building $448,700
2025	$12,153.00 Homeowner's exemption	$806,033	$889,500 Land $440,800 Building $448,700
2023		$730,933	$764,300 Land $400,800 Building $363,500
2022	$7,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6493 S Wind Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6493 S Wind Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Wind Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures