6478 S Wind Cir, Columbia, MD 21044 Property Records

Howard County property record for 6478 S Wind Cir, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,164 sqft · built 1992
Lot Size	0.224 acres (9,759 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Nov 2013)
Tax Bill	$13,027 (2026)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-100133`

Property Details

APN / Parcel Number

Primary APN	`15-100133`
Alternative APN	`100133`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,164 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,759 sqft (0.224 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	100133
Street Address	6478 S WIND CIR
City	COLUMBIA
State	MD
Zip	21044-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 136 .224 A 6478 SOUTH WIND CIR VIL OF RIVER HILL
Legal Subdivision	VILLAGE RIVER HILL
Legal Lot Number	136
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3003
Census Tract	605505

Owner

6478 S Wind Cir is owned and occupied by two individuals who bought it in November 2013.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6478 S WIND CIR, COLUMBIA, MD 21044-6001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Prior Sale	Dec 29, 1992 · Amount on File
Deed Book / Page	15356 / 336
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6478 S WIND CIR, COLUMBIA, MD 21044-6001
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	PENFED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6478 S WIND CIR, COLUMBIA, MD 21044-6001

Mortgage

Document Number	0218050398
Date	Nov 23, 2022
Book Page	21805/398

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	147 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6478 S Wind Cir was $13,027 with a homeowner's exemption, up 4.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,027.00 (+4.27%) Homeowner's exemption	$884,700 (+5.41%)	$930,100 (-) Land $431,400 Building $498,700
2025	$12,494.00 Homeowner's exemption	$839,300	$930,100 Land $431,400 Building $498,700
2023		$762,400	$793,900 Land $391,400 Building $402,500
2022	$8,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6478 S Wind Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6478 S Wind Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Wind Cir

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