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6490 Fig Leaf St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6490 Fig Leaf St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,671 sqft Heated Area
Lot Size17,860 sqft (0.41 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2022)
Tax Bill$5,502.00 (2025)

Property Details

APN / Parcel Number

Primary APN2625314410000C0010
Alternative APN
  • 92389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,671 sqft Heated Area
Gross Area2,290 sqft Gross Area
1st Floor1,671 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialStone Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,860 sqft (0.41 acres)
Depth X Width117 ft x 151 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage

Exterior Amenities

Pool Area338 sqft Pool
FenceFence
Deck Area769 sqft Deck
PorchOpen Porch
Porch Area219 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number92389
Street Address6490 FIG LEAF ST
CitySAINT CLOUD
StateFL
Zip34771-8695
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK C LOTS 1 & 2
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON LK UN A
Legal Tract4410
Legal BlockC
Legal Lot Number1-2 2
Legal UnitA
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records · APN 2625314410000C0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6490 FIG LEAF ST, SAINT CLOUD, FL 34771-8695
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MORTGAGE LTD
Jul 30, 2019Deed of Trust, Mortgage
CITADEL SVCNG CORP
Oct 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleOct 26, 2018
Deed Doc Number2022009102
Deed Book / Page6131 / 351
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 18, 2022
Property Address6490 FIG LEAF ST, SAINT CLOUD, FL 34771-8695
Document Number0061310351
Book / Page6131 / 351
Map ReferenceMB 2 PG 26
Instrument DateJan 13, 2022
Instrument2022009102
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressOLD SOUTHEND ROAD, HOWE GREEN ESSEX XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address6490 FIG LEAF ST, SAINT CLOUD, FL 34771-8695

Mortgage

Document Number0006131352
DateJan 18, 2022
Instrument6131/352
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6490 FIG LEAF ST, SAINT CLOUD, FL 34771-8695
Document Number0055710289
Instrument DateJul 30, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanySERVICELINK

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5098 S KALIGA DR ST CLOUD FL 347717834, ST CLOUD, FL 34771-7834

Mortgage

Document Number0055710289
DateAug 09, 2019
Book Page005571/000289
Instrument102963
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
AmountAmount Recorded
Term360 Months
DueAug 08, 2049
Interest
Rate TypeAdjustable Rate
Rate6.99%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 26, 2018
Property Address6490 FIG LEAF ST, SAINT CLOUD, FL 34771-8695
Document Number0054241294
Book / Page005424 / 001294
Instrument DateOct 26, 2018
Instrument160543
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPELHAM LDG, OLD SOUTH RD

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,502.00 (+5.12%)$345,700 (+4.66%) Land $100,000 Building $245,700$345,700 (+4.66%) Land $100,000 Building $245,700
2023$5,234.00 (+22.98%)$330,300 (+9.44%) Land $90,000 Building $240,300$330,300 (+9.44%) Land $90,000 Building $240,300
2022$4,256.00$301,800 Land $80,000 Building $221,800$301,800 Land $80,000 Building $221,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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