Osceola County property record for 6440 Fig Leaf St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,308 sqft Living Area |
| Lot Size | 8,799 sqft (0.202 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2021) |
| Tax Bill | $2,782.00 (2024) |
| Primary APN | 26-25-31-4410-000B-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,028 sqft Gross Area |
| 1st Floor | 1,308 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,799 sqft (0.202 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 168 sqft Shed |
| Patio Area | 576 sqft Patio |
| Porch Area | 240 sqft Porch |
| Utility Building | 80 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6440 FIG LEAF ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8695 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK B LOT 5 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON THE LAKES UNIT A |
| Legal Tract | 4410 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Legal Unit | A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 43700 |
Source: Osceola County records · APN 26-25-31-4410-000B-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6440 FIG LEAF ST, SAINT CLOUD, FL 34771-8695 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PANORAMA MORTGAGE GROUP LLC |
| Jun 15, 2020 | Deed of Trust, Construction Loan · Line of Credit SPACE COAST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Doc Number | 20212462 |
| Deed Book / Page | 5866 / 1445 |
| Prior Transfer Date | Feb 18, 1999 |
| Prior Transfer Doc | 0015970640 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 07, 2021 |
| Property Address | 6440 FIG LEAF ST, SAINT CLOUD, FL 34771-8695 |
| Document Number | 0058661445 |
| Book / Page | 5866 / 1445 |
| Map Reference | MB 2 PG 26&27 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021002462 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | Z TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6440 FIG LEAF ST, 6440, SAINT CLOUD, FL 34771-8695 |
| Name | Verified Name |
|---|---|
| Address | 1013 ROSECLIFF CIR, SANFORD, FL 32773-7453 |
| Document Number | 0058661447 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 5866/1447 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2020 |
| Property Address | 6440 FIG LEAF ST, SAINT CLOUD, FL 34771-8695 |
| Document Number | 0057362934 |
| Book / Page | 005736 / 002934 |
| Instrument Date | Apr 11, 2020 |
| Instrument | 75849 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6440 FIG LEAF ST ST CLOUD FL 347718695, ST CLOUD, FL 34771-8695 |
| Document Number | 57362934 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 005736/002934 |
| Instrument | 75849 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,942.00 (+5.75%) Homeowner's exemption | $201,831 (+5.99%) | $234,700 (+3.94%) Land $50,000 Building $184,700 |
| 2024 | $2,782.00 (+2.28%) | ||
| 2023 | $2,720.00 (+4.66%) Homeowner's exemption | $190,431 (+3%) | $225,800 (+9.93%) Land $45,000 Building $180,800 |
| 2022 | $2,599.00 Homeowner's exemption | $184,885 | $205,400 Land $40,000 Building $165,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 95 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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