Hamilton County property record for 649 W View Rd, Chattanooga, TN 37415
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,368 sqft · built 1993 |
| Lot Size | 0.338 acres (14,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jul 2018) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108E C 004 |
| Primary APN | 108E C 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,729 sqft (0.338 acres) |
| Lot Dimensions | 290 ft deep x 51.4 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000032139 |
|---|---|
| Street Address | 649 W VIEW RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3407 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1 |
| Legal Description | LT 2 WESTVIEW PARK PB10 PG3 REV 49-230 49-336 |
| Legal Subdivision | WESTVIEW PARK |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10905 |
649 W View Rd, a townhouse, is owned and occupied by an individual who bought it in July 2018.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 W VIEW RD, CHATTANOOGA, TN 37415-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 19, 2018 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on File |
| Deed Sale | Jul 19, 2018 · Amount on File |
| Prior Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 2018153 |
| Deed Book / Page | 11404 / 833 |
| Prior Transfer Date | Nov 5, 2014 |
| Prior Transfer Doc | 0000000155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 649 W VIEW RD, CHATTANOOGA, TN 37415-3407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000113 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 13117/174 |
| Instrument | 2022101400113 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 19, 2018 |
| Property Address | 649 WESTVIEW RD, CHATTANOOGA, TN 37415-3407 |
| Document Number | 0719000153 |
| Book / Page | 011404 / 000833 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 180719000153 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 WESTVIEW RD CHATTANOOGA TN 374153407, CHATTANOOGA, TN 37415-3407 |
| Document Number | 719000154 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 011404/000836 |
| Instrument | 180719000154 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | 3701 REGENT BLVD # 180, IRVING, TX 75063-2312 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
The 2025 property tax bill for 649 W View Rd was $890, down 7.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 (-7.48%) | $58,725 (+36.49%) | $234,900 (+36.49%) Land $55,000 Building $179,900 |
| 2024 | $962.00 | $43,025 (-) | $172,100 (-) Land $35,000 Building $137,100 |
| 2023 | $962.00 | $43,025 (-) | $172,100 (-) Land $35,000 Building $137,100 |
| 2022 | $962.00 | $43,025 | $172,100 Land $35,000 Building $137,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 W View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 W View Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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