Hamilton County property record for 645 W View Rd, Chattanooga, TN 37415
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,368 sqft · built 1993 |
| Lot Size | 0.117 acres (5,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2015) |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108E C 004.12 |
| Primary APN | 108E C 004.12 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,098 sqft (0.117 acres) |
| Lot Dimensions | 281 ft deep x 18.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000132519 |
|---|---|
| Old Parcel Number | 108E C 00412 |
| Street Address | 645 W VIEW RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3407 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 4 WESTVIEW PARK PB49 PG336 OUT OF 108E-C-4 FOR 1993 |
| Legal Subdivision | WESTVIEW PARK |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10905 |
645 W View Rd, a townhouse, is owned and occupied by an individual who bought it in October 2015.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 W VIEW RD, CHATTANOOGA, TN 37415-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MTG |
| Apr 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage TJC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on File |
| Deed Sale | Oct 15, 2015 · Amount on File |
| Prior Sale | Feb 25, 2008 · Amount on File |
| Deed Document Number | 2015101500084 |
| Deed Book / Page | 10589 / 172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 645 W VIEW RD, CHATTANOOGA, TN 37415-3407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000136 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 12748/336 |
| Instrument | 2021112900136 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 645 WESTVIEW RD, CHATTANOOGA, TN 37415-3407 |
| Document Number | 0302000320 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 645 WESTVIEW RD CHATTANOOGA TN 374153407, CHATTANOOGA, TN 37415-3407 |
| Document Number | 0302000320 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 011924/000954 |
| Instrument | 200302000320 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 645 WESTVIEW RD, CHATTANOOGA, TN 37415-3407 |
| Document Number | 0423000017 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 645 WESTVIEW RD CHATTANOOGA TN 374153407, CHATTANOOGA, TN 37415-3407 |
| Document Number | 0423000017 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 011620/000273 |
| Instrument | 190423000017 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 22, 2034 |
The 2025 property tax bill for 645 W View Rd was $909, down 6.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $909.00 (-6.1%) | $60,000 (+38.57%) | $240,000 (+38.57%) Land $55,000 Building $185,000 |
| 2024 | $968.00 | $43,300 (-) | $173,200 (-) Land $35,000 Building $138,200 |
| 2023 | $968.00 | $43,300 (-) | $173,200 (-) Land $35,000 Building $138,200 |
| 2022 | $968.00 | $43,300 | $173,200 Land $35,000 Building $138,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 W View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 W View Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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