Dallas County property record for 649 W Main St, Lancaster, TX 75146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,470 sqft · built 1955 |
| Lot Size | 0.297 acres (12,926 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,737 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-03650-005-014-0000 |
| Primary APN | 36-03650-005-014-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,926 sqft (0.297 acres) |
| Lot Dimensions | 167 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 360365000501400 |
|---|---|
| Street Address | 649 W MAIN ST |
| City | LANCASTER |
| State | TX |
| Zip | 75146-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z345 |
| Legal Description | HARVEST HILL 2 BLK E LT 14 INT201600315819 DD10282016 CO-DC 0365000501400 4CN03650005 |
| Legal Subdivision | HARVEST HILL 2 |
| Legal Tract | 3650 |
| Legal Block | E |
| Legal Lot Number | 14 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | SOUTHWEST DALLAS |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 16803 |
Source: Dallas County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Dec 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage ROYAL BANK OF CANADA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2015 |
| Deed Sale | Nov 4, 2015 |
| Prior Sale | Mar 18, 2004 · Amount on Record |
| Deed Document Number | 2015295313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 649 W MAIN ST, LANCASTER, TX 75146-3014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 111 W EASTGATE DR 400, 400, SANDY, UT 84070-1413 |
| Document Number | 0000212066 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 202500212066 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 649 W MAIN ST, LANCASTER, TX 75146-3014 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000316243 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 202200316243 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dallas County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Lancaster City |
| Unified School District | Lancaster Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,300 (-7.41%) Land $60,000 Building $165,300 | $225,300 (-7.41%) Land $60,000 Building $165,300 | |
| 2025 | $5,737.00 (-0.17%) | $243,330 (+1.29%) Land $60,000 Building $183,330 | $243,330 (+1.29%) Land $60,000 Building $183,330 |
| 2024 | $5,747.00 (-0.78%) | ||
| 2023 | $5,792.00 (-9%) | $240,240 Land $60,000 Building $180,240 | $240,240 Land $60,000 Building $180,240 |
| 2022 | $6,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013 |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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