643 W Main St, Lancaster, TX 75146 Property Records

Dallas County property record for 643 W Main St, Lancaster, TX 75146 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1953
Lot Size	0.283 acres (12,311 sqft)
Owner	2 Individual Names on File
Last Sale	$233,900 (Jul 2021)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-03650-005-012-0000`

Property Details

APN / Parcel Number

Primary APN	`36-03650-005-012-0000`
Alternative APN	`360365000501200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,311 sqft (0.283 acres)
Lot Dimensions	167 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360365000501200
Street Address	643 W MAIN ST
City	LANCASTER
State	TX
Zip	75146-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST HILL 2 BLK E W PT LOT 12 INT202100220023 DD07222021 CO-DC 0365000501200 4CN03650005
Legal Subdivision	HARVEST HILL 2
Legal Tract	3650
Legal Block	E
Legal Lot Number	12
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3037
Census Tract	16803

Owner

Source: Dallas County records · APN 36-03650-005-012-0000

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 W MAIN ST, LANCASTER, TX 75146-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 26, 2021	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Jul 03, 2019	Warranty Deed, Transfer GRANDVIEW BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2021220023
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000220023
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	643 W MAIN ST, LANCASTER, TX 75146-3014
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 W MAIN ST, LANCASTER, TX 75146-3014

Mortgage

Document Number	0000062252
Date	Mar 31, 2023
Instrument	202300062252

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 01, 2051

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jul 26, 2021
Property Address	643 W MAIN ST, LANCASTER, TX 75146-3014
Document Number	202100220023
Map Reference	VOL 18 PG 187
Instrument Date	Jul 22, 2021
Instrument	202100220023
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 W REDBUD LN, LANCASTER, TX 75146-3011

Mortgage

Document Number	202100220024
Date	Jul 26, 2021
Instrument	202100220024

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jul 03, 2019
Property Address	643 W MAIN ST, LANCASTER, TX 75146-3014
Document Number	0000171169
Instrument Date	Jun 28, 2019
Instrument	171169
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 W MAIN ST LANCASTER TX 751463014, LANCASTER, TX 75146-3014

Mortgage

Document Number	171170
Date	Jul 03, 2019
Instrument	171170

Lender

Name	GRANDVIEW BK
Type	Bank
Address	CLEBURNE, TX 76033

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 02, 2024

Tax Assessment & Valuation

Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,550 (-) Land $60,000 Building $209,550	$269,550 (-) Land $60,000 Building $209,550
2025	$4,353.00 (-10.32%) Homeowner's exemption	$269,550 (+10.02%) Land $60,000 Building $209,550	$269,550 (+10.02%) Land $60,000 Building $209,550
2024	$4,854.00 (+10.02%)
2023	$4,412.00 (-8.64%) Homeowner's exemption	$245,000 Land $60,000 Building $185,000	$245,000 Land $60,000 Building $185,000
2022	$4,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dallas County (48113C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481130168033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021, other causes

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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