649 W Harmony Dr, Sparta, MI 49345 Property Records

Kent County property record for 649 W Harmony Dr, Sparta, MI 49345

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,608 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2025)
Tax Bill	$4,979 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-02-31-227-043`

Property Details

APN / Parcel Number

Primary APN	`41-02-31-227-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor Area	1,583 sqft
Basement Area	1,583 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 W HARMONY DR
City	SPARTA
State	MI
Zip	49345-8107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OSP
Legal Description	410231227043 UNIT NO.43 HARMONY FARMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN N0.805 INSTRUMENT NO.20060206-0014370 AS
Legal Subdivision	HARMONY FARMS KENT COUNTY CONDOMINIUM SU
Legal Unit	43
Jurisdiction	KENT MI
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3062
Census Tract	10302

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 W HARMONY DR, SPARTA, MI 49345-8107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	202534425
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 25, 2022
Property Address	649 W HARMONY DR, SPARTA, MI 49345-8107
Document Number	0000067641
Map Reference	DOC 20060206-0014370
Instrument Date	Aug 24, 2022
Instrument	20220825-0067641
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 SWAINS LAKE DR, 766, CONCORD, MI 49237-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 W HARMONY DR, SPARTA, MI 49345-8107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067642
Date	Aug 25, 2022
Instrument	20220825-0067642

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	649 W HARMONY DR, SPARTA, MI 49345-8107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060794
Date	Jul 14, 2020
Instrument	20200714-0060794

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Solon Township
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,700 (+22.9%)	$415,400 (+22.9%)
2025	$4,979.00 (+56.28%)	$169,000 (+6.89%)	$338,000 (+6.89%)
2023		$158,100	$316,200
2021	$3,186.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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