641 W Harmony Dr, Sparta, MI 49345 Property Records

Kent County property record for 641 W Harmony Dr, Sparta, MI 49345

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,210 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2021)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-31-227-044`

Property Details

APN / Parcel Number

Primary APN	`41-02-31-227-044`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,210 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	1,178 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	641 W HARMONY DR
City	SPARTA
State	MI
Zip	49345-8107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OSP
Legal Description	410231227044 UNIT NO.44 HARMONY FARMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN N0.805 INSTRUMENT NO.20060206-0014370 AS
Legal Subdivision	HARMONY FARMS KENT COUNTY CONDOMINIUM SU
Legal Unit	44
Jurisdiction	KENT MI
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3062
Census Tract	10302

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	641 W HARMONY DR, SPARTA, MI 49345-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Dec 5, 2019	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS
Jun 1, 2017	Warranty Deed, Transfer · Line of Credit UNITED STATES DEPARTMENT OF AGRICUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202124837
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 2, 2021
Property Address	641 W HARMONY DR, SPARTA, MI 49345-8107
Document Number	0000024837
Map Reference	DOC 20060206-0014370
Instrument Date	Feb 26, 2021
Instrument	20210302-0024837
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 W HARMONY DR, 641, SPARTA, MI 49345-8107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10695 BLUE SPRUCE DR NE, ROCKFORD, MI 49341-7873

Mortgage

Document Number	0000024838
Date	Mar 2, 2021
Instrument	20210302-0024838

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 5, 2019
Property Address	641 W HARMONY DR, SPARTA, MI 49345-8107
Document Number	0000095108
Instrument Date	Nov 15, 2019
Instrument	95108
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9980 BAUMHOFF AVE NW SPARTA MI 493459755, SPARTA, MI 49345-9755

Mortgage

Document Number	95109
Date	Dec 5, 2019
Instrument	95109

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 1, 2017
Property Address	641 W HARMONY DR, SPARTA, MI 49345-8107
Document Number	0000046271
Map Reference	PL805
Instrument Date	May 26, 2017
Instrument	20170601-0046271
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 W HARMONY DR, 641, SPARTA, MI 49345-8107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4666 DEVONWOOD CT NE, GRAND RAPIDS, MI 49525-1346

Mortgage

Document Number	0000046272
Date	Jun 1, 2017
Instrument	20170601-0046272

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	395 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Solon Township
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (+21.58%)	$360,600 (+21.58%)
2025	$3,899.00 (+25.86%) Homeowner's exemption	$148,300 (+7%)	$296,600 (+7%)
2023	$3,098.00	$138,600	$277,200
2021	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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