649 Two Rivers Dr, Mukwonago, WI 53149 Property Records

Waukesha County property record for 649 Two Rivers Dr, Mukwonago, WI 53149

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 1998
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2021)
Tax Bill	$5,994 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MUKV-1968-119`

Property Details

APN / Parcel Number

Primary APN	`MUKV-1968-119`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
1st Floor Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 TWO RIVERS DR
City	MUKWONAGO
State	WI
Zip	53149-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 3 TWO RIVERS PT SE1/4 SEC 24 & NE1/4 SEC 25 T5N R18E
Legal Range	18E
Legal Township	5N
Legal Section	25
Legal Subdivision	TWO RIVERS
Legal Block	3
Legal Lot Number	20
Jurisdiction	WAUKESHA WI
Township / Civil Division	MUKWONAGO
Census Block Group	3
Census Block	3004
Census Tract	203902

Owner

649 Two Rivers Dr is owned and occupied by an individual who bought it in October 2021.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	649 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK FSB
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Jun 21, 2007 · Amount on File
Deed Document Number	20214626299
Prior Transfer Date	Apr 21, 2000
Prior Transfer Doc	0002563240
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	649 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004746750
Date	Nov 28, 2023
Instrument	4746750

Lender

Name	NORTH SHORE BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Oct 19, 2021
Property Address	649 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Document Number	0004626299
Instrument Date	Oct 15, 2021
Instrument	4626299
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Investor	Possibly a Property Investor

Mortgage

Document Number	0004626300
Date	Oct 19, 2021
Instrument	4626300

Lender

Name	NORTH SHORE BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 649 Two Rivers Dr was $5,994.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Mukwonago Village
Unified School District	Mukwonago School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,994.00	$504,600 Land $105,500 Building $399,100	$534,200
2023	$5,469.00 Homeowner's exemption	$320,500 Land $58,000 Building $262,500	$453,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Two Rivers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Two Rivers Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUKWONAGO WATERWORKS serves 8,190 people · EPA ID WI2680209
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Two Rivers Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures