637 Two Rivers Dr, Mukwonago, WI 53149 Property Records

Waukesha County property record for 637 Two Rivers Dr, Mukwonago, WI 53149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2022)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MUKV-1968-121`

Property Details

APN / Parcel Number

Primary APN	`MUKV-1968-121`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
1st Floor Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	637 TWO RIVERS DR
City	MUKWONAGO
State	WI
Zip	53149-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 4 TWO RIVERS PT SW1/4 & SE1/4 OF SE1/4 SEC 24 & NE1/4 OF NE1/4 SEC 25 T5N R18E
Legal Range	18E
Legal Township	5N
Legal Section	25
Legal Subdivision	TWO RIVERS
Legal Block	4
Legal Lot Number	1
Jurisdiction	WAUKESHA WI
Township / Civil Division	MUKWONAGO
Census Block Group	3
Census Block	3003
Census Tract	203902

Owner

637 Two Rivers Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage LANDMARK CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20224690697
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Sep 22, 2022
Property Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Document Number	0004690697
Instrument Date	Sep 16, 2022
Instrument	4690697
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Investor	Possibly a Property Investor

Mortgage

Document Number	0004690698
Date	Sep 22, 2022
Instrument	4690698

Lender

Name	LANDMARK CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004581025
Date	May 4, 2021
Instrument	4581025

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	Other

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	May 11, 2020
Property Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540
Document Number	0004473314
Instrument Date	May 4, 2020
Instrument	4473314
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	PRISM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TWO RIVERS DR, MUKWONAGO, WI 53149-9540

Mortgage

Document Number	0004473315
Date	May 11, 2020
Instrument	4473315

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 637 Two Rivers Dr was $5,572, up 3.2% from the year before.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Mukwonago Village
Unified School District	Mukwonago School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,572.00 (+3.24%)	$470,300 (-) Land $103,000 Building $367,300	$498,000 (+5.87%)
2024	$5,397.00 (-1.48%)	$470,300 (+46.51%) Land $103,000 Building $367,300	$470,400 (+3.48%)
2023	$5,478.00 Homeowner's exemption	$321,000 Land $57,500 Building $263,500	$454,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Two Rivers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Two Rivers Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUKWONAGO WATERWORKS serves 8,190 people · EPA ID WI2680209
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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