649 Tradition Rdg, Cincinnati, OH 45245 Property Records

Clermont County property record for 649 Tradition Rdg, Cincinnati, OH 45245

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,384 sqft · built 2024
Owner	Individual Name on Record
Last Sale	$242,601 (Jan 2026)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-68-08F-103`

Property Details

APN / Parcel Number

Primary APN	`41-68-08F-103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 TRADITION RDG
City	CINCINNATI
State	OH
Zip	45245-3505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TWELVE OAKS CONDOMINIUM PHASE 7; UNIT 79-103
Legal Subdivision	TWELVE OAKS CONDOMINIUM, PHASE 7
Legal Phase	7
Jurisdiction	CLERMONT OH

Owner

Source: Clermont County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 TRADITION RDG, CINCINNATI, OH 45245-3505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Deed Document Number	20261151
Deed Book / Page	3013 / 1485
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 15, 2026
Property Address	649 TRADITION RDG, CINCINNATI, OH 45245-3505
Document Number	0000001151
Book / Page	3013 / 1485
Map Reference	MB 2954 PG 4712
Instrument Date	Dec 31, 2025
Instrument	202600001151
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 TRADITION RDG, CINCINNATI, OH 45245-3505

Mortgage

Document Number	0000001152
Date	Jan 15, 2026
Instrument	202600001152

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20