Clermont County property record for 645 Tradition Rdg, Cincinnati, OH 45245
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 2024 |
| Owner | Individual Name on File |
| Last Sale | $238,650 (Jul 2024) |
| Tax Bill | $3,509 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-68-08F-305 |
| Primary APN | 41-68-08F-305 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 645 TRADITION RDG |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3505 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TWELVE OAKS CONDOMINIUM PHASE 7; UNIT 79-305 |
| Legal Phase | 7 |
| Jurisdiction | CLERMONT OH |
645 Tradition Rdg, a condominium, is owned and occupied by an individual who bought it in July 2024.
Source: Clermont County records, as of April 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 TRADITION RDG, CINCINNATI, OH 45245-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Deed Document Number | 202414202 |
| Deed Book / Page | 2973 / 975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 30, 2024 |
| Property Address | 645 TRADITION RDG, CINCINNATI, OH 45245-3505 |
| Document Number | 0000014202 |
| Book / Page | 2973 / 975 |
| Map Reference | MB 2951 PG 3421-3425 |
| Instrument Date | Jul 3, 2024 |
| Instrument | 202400014202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, COVINGTON, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 645 TRADITION RDG, CINCINNATI, OH 45245-3505 |
| Document Number | 0000014203 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 202400014203 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
FEMA maps place 645 Tradition Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Tradition Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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