649 Sweet Orange Ter, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 649 Sweet Orange Ter, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,327 sqft · built 2009
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$231,500 (Aug 2009)
Tax Bill$4,204 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN288108-5000

Property Details

APN / Parcel Number

Primary APN288108-5000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,327 sqft Living Area
Gross Area2,945 sqft
1st Floor Area2,327 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area188 sqft
Patio Area655 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address649 SWEET ORANGE TER
CitySAINT AUGUSTINE
StateFL
Zip32092-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 500 OR3226/1521 &4121/1147(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 4
Legal Block1
Legal Lot Number500
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address649 SWEET ORANGE TER, SAINT AUGUSTINE, FL 32092-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2009 · Amount on Record
Deed SaleAug 7, 2009 · Amount on Record
Deed Document Number200939870
Deed Book / Page3226 / 1521
Last Transfer DateJul 12, 2015
Transfer Doc0041211147
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address649 SWEET ORANGE TER, SAINT AUGUSTINE, FL 32092-2807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050220458
DateAug 21, 2020
Book Page5022/458
Instrument2020070309
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 1, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,201 (+2.7%)$379,907 (-1.05%) Land $85,000 Building $294,907
2025$4,204.00 (+11.6%) Homeowner's exemption$222,202 (+2.9%)$383,924 (-3.23%) Land $90,000 Building $293,924
2024$3,767.00 (+2.5%) Homeowner's exemption$215,940 (+3%)$396,748 (+1%) Land $100,000 Building $296,748
2023$3,675.00 (+3.78%) Homeowner's exemption$209,650 (+3%)$392,831 (+6.58%) Land $100,000 Building $292,831
2022$3,541.00 Homeowner's exemption$203,544$368,593 Land $75,040 Building $293,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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