641 Sweet Orange Ter, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 641 Sweet Orange Ter, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,198 sqft · built 2009
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$216,271 (May 2009)
Tax Bill$4,600 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN288108-4980

Property Details

APN / Parcel Number

Primary APN288108-4980

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,198 sqft Living Area
Gross Area2,786 sqft
1st Floor Area2,198 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area48 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address641 SWEET ORANGE TER
CitySAINT AUGUSTINE
StateFL
Zip32092-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 498 OR3190/955
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 4
Legal Block1
Legal Lot Number498
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 SWEET ORANGE TER, SAINT AUGUSTINE, FL 32092-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 5, 2009 · Amount on Record
Deed SaleMay 5, 2009 · Amount on Record
Deed Document Number200921493
Deed Book / Page3190 / 955
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address641 SWEET ORANGE TER, SAINT AUGUSTINE, FL 32092-2807
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 SWEET ORANGE TER, SAINT AUGUSTINE, FL 32092-2807

Mortgage

Document Number0056131233
DateAug 10, 2022
Book Page5613/1233
Instrument2022077166
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,349 (+2.7%)$412,307 (-1.38%) Land $85,000 Building $327,307
2025$4,600.00 (+11.52%) Homeowner's exemption$251,557 (+2.9%)$418,085 (-3.3%) Land $90,000 Building $328,085
2024$4,125.00 (+26.96%) Homeowner's exemption$244,467 (+38.81%)$432,343 (+15.94%) Land $100,000 Building $332,343
2023$3,249.00 (+3.97%) Homeowner's exemption$176,118 (+3%)$372,901 (+6.97%) Land $100,000 Building $272,901
2022$3,125.00 Homeowner's exemption$170,988$348,603 Land $75,040 Building $273,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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