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  6. 649 Sumner Way

649 Sumner Way, Unit 6, Oceanside, CA 92058 Property Records

San Diego County property record for 649 Sumner Way, Unit 6, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,141 sqft · built 2003
Lot Size0.39 acres (16,970 sqft)
OwnerCompany Name on File
Last Sale$569,000 (Jun 2023)
Tax Bill$6,660 (2025)
Deeds & MortgagesJun 2023 Sale
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN158-030-37-06

Property Details

APN / Parcel Number

Primary APN158-030-37-06

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,141 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area16,970 sqft (0.39 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address649 SUMNER WAY, 6
CityOCEANSIDE
StateCA
Zip92058-0674
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 12PER DOC03-671481&UND INT IN PHASE 8 IN TR 014554
Legal SubdivisionDOUGLAS DRIVE CONDO
Legal Tract014554
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18613

Owner

Source: San Diego County records · APN 158-030-37-06

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10875 SAN MARCOS RD, ATASCADERO, CA 93422-2170
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Grant Deed, Transfer
TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Aug 20, 2020Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 10, 2019Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleOct 10, 2019 · Amount on Record
Deed Document Number2023165611
Prior Transfer DateAug 16, 2018
Prior Transfer Doc0000337986
Record UpdatedSep 20, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 26, 2023
Property Address649 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0674
Document Number0000165611
Map ReferenceMAP 14554
Instrument DateJun 17, 2023
Instrument2023-0165611
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address649 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0674

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0674
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000469288
DateAug 20, 2020
Instrument2020-0469288
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 10, 2019
Property Address649 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0674
Document Number0000456353
Map ReferenceMAP 14554
Instrument DateSep 13, 2019
Instrument2019-0456353
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE CO SD BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0674

Mortgage

Document Number0000456354
DateOct 10, 2019
Instrument2019-0456354
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$603,824 (+2%) Land $358,063 Building $245,761
2025$6,660.00 (+52.96%)$591,986 (+51.8%) Land $351,043 Building $240,943
2023$4,354.00 (+1.54%)$389,985 (+2%) Land $231,258 Building $158,727
2022$4,288.00$382,339 Land $226,724 Building $155,615

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
54 under condo master policies
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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