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649 Sumner Way, Unit 5, Oceanside, CA 92058 Property Records

San Diego County property record for 649 Sumner Way, Unit 5, Oceanside, CA 92058 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage1,837 sqft Living Area
Lot Size16,970 sqft (0.39 acres)
OccupancyOwner Occupied
Last Sale$688,000 (2023)
Tax Bill$5,648.00 (2025)

Owner

Source: San Diego County records · APN 158-030-37-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address649 SUMNER WAY, 5, OCEANSIDE, CA 92058-0674
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Feb 08, 2021Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 21, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Sep 25, 2017Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2023 · Amount on Record
Deed SaleApr 05, 2023 · Amount on Record
Prior SaleFeb 08, 2021 · Amount on Record
Deed Doc Number202386897
Prior Transfer DateNov 20, 2015
Prior Transfer Doc0000659557
Record RefreshedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 05, 2023
Property Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674
Document Number0000086897
Map ReferenceMAP 14554
Instrument DateMar 02, 2023
Instrument2023-0086897
Transaction TypeTransfer
Record UpdatedApr 14, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 08, 2021
Property Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674
Document Number0000096973
Map ReferenceMAP 14554
Instrument DateDec 28, 2020
Instrument2021-0096973
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674

Mortgage

Document Number0000096974
DateFeb 08, 2021
Instrument2021-0096974
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 21, 2020
Property Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674
Document Number0000643232
Instrument DateAug 12, 2020
Instrument643232
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6942 N COUNTY ROAD 13 LOVELAND CO 805381255, LOVELAND, CO 80538-1255

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateOct 21, 2020
Property Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674
Document Number0000643230
Instrument DateAug 12, 2020
Instrument643230
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6942 N COUNTY ROAD 13 LOVELAND CO 805381255, LOVELAND, CO 80538-1255

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2017
Property Address649 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0674
Document Number0000437354
Instrument DateAug 31, 2017
Instrument437354
Transaction TypeTransfer
Record UpdatedOct 02, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$487.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6942 N COUNTY ROAD 13 LOVELAND CO 805381255, LOVELAND, CO 80538-1255

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$518,554 (+2%) Land $215,199 Building $303,355
2025$5,648.00 (-0.18%) Homeowner's exemption$508,387 (-1.28%) Land $210,980 Building $297,407
2023$5,658.00 (+1.54%) Homeowner's exemption$514,996 Land $213,921 Building $301,075
2022$5,572.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN158-030-37-05

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,837 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment Style
Lot Area16,970 sqft (0.39 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address649 SUMNER WAY, 5
CityOCEANSIDE
StateCA
Zip92058-0674
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 11PER DOC03-671481&UND INT IN PHASE 8 IN TR 014554
Legal SubdivisionDOUGLAS DRIVE CONDO
Legal Tract014554
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2001
Census Tract18613

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