649 Springfield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 649 Springfield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,570 sqft · built 1920
Lot Size	0.622 acres (27,073 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2020)
Tax Bill	$5,842 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 10,11`

Property Details

APN / Parcel Number

Primary APN	`MAP 10,11`
Alternative APN	`WILB M:11050 B:296 L:4642`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,192 sqft
Attic	Attic
Attic Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	27,073 sqft (0.622 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 10,11
Street Address	649 SPRINGFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	296
Legal Lot Number	4642
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5028
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Jul 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC
Jun 21, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage GLORIA BLUM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	202040660
Deed Book / Page	23333 / 351
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	23333-351
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	649 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24245-166
Date	Nov 15, 2021
Book Page	24245/166
Instrument	81018

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jul 28, 2020
Property Address	649 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047
Document Number	23333-351
Book / Page	23333 / 351
Instrument Date	Jul 20, 2020
Instrument	40660
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047

Mortgage

Document Number	40661
Date	Jul 28, 2020
Instrument	40661

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 21, 2019
Property Address	649 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047
Document Number	22719-489
Book / Page	22719 / 489
Instrument Date	Jun 17, 2019
Instrument	33316
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SPRINGFIELD ST, WILBRAHAM, MA 01095-2047

Mortgage

Document Number	33317
Date	Jun 21, 2019
Instrument	33317

Lender

Name	GLORIA BLUM

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,842.00 (+2.62%)	$334,800 (+5.15%) Land $80,100 Building $254,700	$383,751 (-11.67%)
2025	$5,693.00 (-3.77%)	$318,400 (-0.44%) Land $80,100 Building $238,300	$434,435 (+11.59%)
2024	$5,916.00 (+6.92%)	$319,800 (+8.08%) Land $80,100 Building $239,700	$389,310
2023	$5,533.00	$295,900 Land $80,100 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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