640 Springfield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 640 Springfield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,954 sqft · built 1946
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Oct 2019)
Tax Bill	$6,516 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 11`

Property Details

APN / Parcel Number

Primary APN	`MAP 11`
Alternative APN	`WILB M:11050 B:286 L:4637`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	840 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Solar

Location & Zoning

Account Number	MAP 11
Street Address	640 SPRINGFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	286
Legal Lot Number	4637
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2022
Census Tract	813602

Owner

640 Springfield St is owned and occupied by an individual who bought it in October 2019.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	640 SPRINGFIELD ST, WILBRAHAM, MA 01095-2015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Sep 29, 2004
Deed Document Number	2019936
Prior Transfer Date	Oct 19, 2019
Prior Transfer Doc	0000000936
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	640 SPRINGFIELD ST, WILBRAHAM, MA 01095-2015
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228041
Date	Oct 13, 2021
Instrument	228041

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Oct 22, 2019
Property Address	640 SPRINGFIELD ST, WILBRAHAM, MA 01095-2015
Document Number	0000219936
Instrument Date	Oct 19, 2019
Instrument	219936
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SPRINGFIELD ST WILBRAHAM MA 010952015, WILBRAHAM, MA 01095-2015

Mortgage

Document Number	219937
Date	Oct 22, 2019
Instrument	219937

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 640 Springfield St was $6,516, up 2.9% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,516.00 (+2.86%)	$373,400 (+5.39%) Land $76,800 Building $296,600	$410,506 (-9.35%)
2025	$6,335.00 (+4.5%)	$354,300 (+8.12%) Land $76,800 Building $277,500	$452,865 (-0.21%)
2024	$6,062.00 (+10.76%)	$327,700 (+11.96%) Land $76,800 Building $250,900	$453,815
2023	$5,473.00	$292,700 Land $76,800 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Springfield St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Springfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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