Harford County property record for 649 Shore Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1979 |
| Square Footage | 1,480 sqft Total Area |
| Lot Size | 5,002 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2004) |
| Tax Bill | $1,930.00 (2025) |
| Primary APN | 01-145606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,480 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,002 sqft (0.115 acres) |
| Depth X Width | 145 ft x 50 ft Depth x Width |
| Deck Area | 180 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 145606 |
|---|---|
| Street Address | 649 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 17 34.50X145 649 SHORE DRIVE RUMSEY ISLAND P 41/17 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 24 |
| Legal Lot Number | 17 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-145606
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 SHORE DR, JOPPA, MD 21085-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2019 | Loan Modification, Mortgage MORTGAGE ELECTRONIC REGISTRATI |
| Jun 01, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SANTANDER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2004 · Amount on Record |
| Deed Sale | Mar 22, 2004 · Amount on Record |
| Prior Sale | Jun 11, 1991 · Amount on Record |
| Deed Doc Number | 20042946 |
| Deed Book / Page | 5239 / 507 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 649 SHORE DR, JOPPA, MD 21085-4548 |
| Document Number | 0132700033 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 649 SHORE DR JOPPA MD 210854548, JOPPA, MD 21085-4548 |
| Document Number | 0132700033 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 013270/000033 |
| Name | MORTGAGE ELECTRONIC REGISTRATI |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | May 20, 2059 |
| Rate | 4.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 649 SHORE DR, JOPPA, MD 21085-4548 |
| Document Number | 0124720087 |
| Book / Page | 012472 / 000087 |
| Instrument Date | Jun 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 649 SHORE DR JOPPA MD 210854548, JOPPA, MD 21085-4548 |
| Document Number | 0124720087 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 012472/000087 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 15, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,633 (+13.44%) | $206,400 (+16.54%) Land $54,200 Building $152,200 | |
| 2025 | $1,930.00 (+4.44%) Homeowner's exemption | ||
| 2023 | $173,333 | $177,100 Land $54,200 Building $122,900 | |
| 2022 | $1,848.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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