648 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 648 Shore Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,450 sqft · built 1969
Lot Size	0.064 acres (2,800 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Sep 2026)
Tax Bill	$1,796 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-119281`

Property Details

APN / Parcel Number

Primary APN	`01-119281`
Alternative APNs	`1119281` `119281`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,450 sqft Total Area
Utility Area	70 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	140 ft deep x 20 ft wide
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	119281
Street Address	648 SHORE DR
City	JOPPA
State	MD
Zip	21085-4531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 39 BLK 26 20X140 648 SHORE DR RUMSEY ISL PT 21/35
Legal Subdivision	RUMSEY ISLAND
Legal Block	26
Legal Lot Number	39
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4006
Census Tract	301401

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	410 FOSTER KNOLL DR, JOPPA, MD 21085-4315
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17308 / 338
Prior Transfer Date	Jan 7, 2013
Prior Transfer Doc	0100840325
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 30, 2026
Property Address	648 SHORE DR, JOPPA, MD 21085-4531
Document Number	1730000338
Book / Page	17308 / 338
Instrument Date	Sep 24, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	410 FOSTER KNOLL DR, JOPPA, MD 21085-4315

Mortgage

Document Number	1730000343,
Date	Sep 30, 2026
Book Page	17308/343

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,796.00 (+11.9%)	$164,833 (+5.62%)	$173,600 (-) Land $46,000 Building $127,600
2025	$1,605.00 (+6.72%)	$156,067 (+9.39%)	$173,600 (+17.85%) Land $46,000 Building $127,600
2023		$142,667	$147,300 Land $46,000 Building $101,300
2022	$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20