649 S West Bend Pt, Lecanto, FL 34461 Property Records

Citrus County property record for 649 S West Bend Pt, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,294 sqft · built 1977
Lot Size	4.92 acres (214,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2026)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18E-19S-06-2A000-003.0`

Property Details

APN / Parcel Number

Primary APN	`18E-19S-06-2A000-003.0`
Alternative APNs	`18E-19S-06-0000-2A000-0030` `0619S18E2A0000030` `1504350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	2,294 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	214,467 sqft (4.92 acres)
Lot Dimensions	650 ft deep x 338 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	314 sqft
Patio Area	506 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1504350
Street Address	649 S WEST BEND PT
City	LECANTO
State	FL
Zip	34461-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH
Legal Description	N1/2 OF SE1/4 OF NE1/4 OF SE1/4 OF S6-19-18 EXCEPT W 25 FT THEREOF FOR RD R/W SUB TO ING/ENG OF RECORD OR 1189 PG 1158 SUB TO UTILITY EASEMENT W 100 FEET OF E 150 FT THEREOF
Legal Range	18E
Legal Township	19S
Legal Section	06
Legal Subdivision	UNREC TRACTS IN 06-19S-18E
Legal Block	2A000
Legal Lot Number	30
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1028
Census Tract	450601

Owner

Source: Citrus County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 S WEST BEND PT, LECANTO, FL 34461-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Oct 1, 2005 · Amount on Record
Deed Document Number	202626724
Deed Book / Page	3667 / 1557
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0034900151
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 7, 2026
Property Address	649 S WEST BEND PT, LECANTO, FL 34461-9649
Document Number	0000026724
Book / Page	3667 / 1557
Instrument Date	Apr 30, 2026
Instrument	2026.26724
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	COMPASS LAND AND TITLE, COMPASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S WEST BEND PT, LECANTO, FL 34461-9649

Mortgage

Document Number	0000026725,
Date	May 7, 2026
Instrument	2026..26725

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 7, 2026
Property Address	649 S WEST BEND PT, LECANTO, FL 34461-9649
Document Number	0036671557
Book / Page	3667 / 1557
Instrument Date	Apr 30, 2026
Instrument	202626724
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	COMPASS LAND AND TITLE, COMPASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S WEST BEND PT, LECANTO, FL 34461-9649

Mortgage

Document Number	0000026725,
Date	May 7, 2026
Instrument	202626725

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Aug 2, 2024
Property Address	649 S WEST BEND PT, LECANTO, FL 34461-9649
Document Number	0034900151
Book / Page	3490 / 151
Instrument Date	Jul 30, 2024
Instrument	2024046498
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 S WEST BEND PT, LECANTO, FL 34461-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4803 GRAINARY AVE, TAMPA, FL 33624-2016

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 13, 2022
Property Address	649 S WEST BEND PT, LECANTO, FL 34461-9649
Document Number	0032922368
Book / Page	3292 / 2368
Instrument Date	Jun 8, 2022
Instrument	2022042043
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 S WEST BEND PT, 649, LECANTO, FL 34461-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S WEST BEND PT, LECANTO, FL 34461-9649

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (+1.25%)	$118,932 (-61.45%)	$321,590 (+4.25%) Land $83,700 Building $237,890
2024	$1,196.00 (+3.37%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$308,491 (+14.57%) Land $64,010 Building $244,481	$308,491 (+14.57%) Land $64,010 Building $244,481
2023	$1,157.00 (+0.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$269,267 (+13.1%) Land $61,670 Building $207,597	$269,267 (+13.1%) Land $61,670 Building $207,597
2022	$1,146.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$238,072 Land $30,110 Building $207,962	$238,072 Land $30,110 Building $207,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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