Rutherford County property record for 649 River Rd, Rutherfordton, NC 28139
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,280 sqft · built 1999 |
| Lot Size | 12.4 acres (541,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2005) |
| Tax Bill | $1,362 (2022) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1638992 |
| Primary APN | 1638992 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,280 sqft Heated Area |
| Gross Area | 4,224 sqft |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,944 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 541,015 sqft (12.4 acres) |
| Garage Area | 1,664 sqft |
| Deck Area | 336 sqft |
|---|---|
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 156 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 47045 |
|---|---|
| Street Address | 649 RIVER RD |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-9316 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DWMH LT 6 REVISED PB 20-43 |
| Legal Subdivision | PETER E ZIEMEN JEANNE E ZIEMEN |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | GREEN HILL |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960203 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 649 RIVER RD, RUTHERFORDTON, NC 28139-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2005 · Amount on Record |
| Deed Sale | Aug 5, 2005 · Amount on Record |
| Deed Document Number | 0000879631 |
| Deed Book / Page | 0879 / 631 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 649 RIVER RD, RUTHERFORDTON, NC 28139-9316 |
| Document Number | 0020283110 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 649 RIVER RD RUTHERFORDTON NC 281399316, RUTHERFORDTON, NC 28139-9316 |
| Document Number | 0020283110 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 002028/003110 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 12, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $329,000 Land $88,600 Building $240,400 | $329,000 Land $88,600 Building $240,400 | |
| 2022 | $1,362.00 | ||
| 2021 | $1,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
4G LTE (outdoors only), no 5G reported
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